We are being told that this country is in a “crisis” (Obama and his minion’s favorite word for the last six months) with all of these foreclosures yet the numbers say 92% of the mortgage holders in this country are being responsible and honoring the legal and binding contract they signed when they entered into an agreement to purchase property. That would leave 8% of people that signed on the dotted line that are, for whatever reason, not performing as they claimed they would at one time.